
Ask The Expert: Caline Newton
Question: As an accountant, what are some tips you can give to achieve financial freedom?
15 Foundational Tips to Financial Fruits
- Track every penny
- Use a budget monthly
- Live below your means
- Be aware of how you spend your money
- Automate your savings
- Save in an inconvenient location
- Build your savings
- Plan for major purchases
- Save for retirement
- Invest + Compound Interest
- Cancel consumer subscriptions
- Build an emergency fund
- Put your credit card away
- Invest in multiple streams of income
- Set SMART financial goals and priorities
Bonus: Spend money on assets that make you money

Caline G. Newton, CM, CFE, CFCSm CFEI is known as the Bahamian Money Maven and ultimately a Culture Disruptor. Newton is a financial analyst and strategist of 25 years delivering financial literacy education to women and children since 2000. She is the author of the children’s literacy book Sweet Switcha: The Lemonade Stand